If you’re trying to file any type of insurance claim, the term “public adjuster” will probably be thrown out at any given time. However, if you’re not exactly familiar with what a public adjuster is and what they do, you may be a bit overwhelmed. In this article, we will discuss what a public adjuster is and how they can help you.
What is a public adjuster?
A public adjuster is an independent insurance professional that a policyholder may hire to help settle an insurance claim on his or her behalf. Some insurance companies may provide an adjuster at no charge. However, a public adjuster has no direct relationship to the insurance companies so they are able to help with the claims process in a more unbiased way. Individuals and businesses may hire a public adjuster when they need assistance in initially filing a claim or feel that the claim amount offered by the insurance company is incorrect. Property losses may also result in other types of losses, such as business income, which public adjusters can help evaluate. A public adjuster is also well versed in the details and language of insurance policies, as well as how to file and adjust a claim. They know exactly how to log and submit initial and supplemental claims, which if not done correctly can be detrimental to getting the correct amount of money from your claim.
Why should I use a public adjuster?
Anyone who is considering filing a property insurance claim should also think about hiring a public adjuster, especially if the claim is a high amount. As the policyholder, there is little for you to lose. Many public adjusters will visit your property loss at little to no charge, and can then help determine the severity of the damage that has occurred. Even if you, as the policyholder, feel confident that you’re aware of the dollar value, it’s always best to get a second opinion. You want to make sure that you are submitting an accurate claim in order to get the right amount of money from the insurance companies. Public adjusters can help make sure that you are getting the correct amount since most insurance companies will not volunteer to pay more than the amount claimed.
If you’re wondering about how to choose the best public adjuster, click here to read some of our best tips and tricks. At ClaimMax Adjusters, our team is here to help you maximize your insurance benefits and get the proper amount of money that you deserve. Contact us here to get started!